Made the big mistake of applying online at Lending Tree and now I am bombarded at work with phone calls by these various lenders enticing me to refinance. All I wanted to do was find out if it the rates had dropped enough for me to think of refinancing. I should have just checked on ELoan and called up my loan agent instead of applying online. Anyways have left vmail for my loan agent to find out what rates she can offer. I hope she is competitive or I may have to switch.
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My agent seems to be giving me the runaround. We have been exchanging messages and still no sign of a quote. I think I may have to dump her and find another loan agent.
She finally called. Now I am all mixed up and confused with these interest only and amortized loans with points, no points, closing costs and no closing costs. Got to sort through it. Perhaps I should blog about how I winnow down the list of possibilities. Should be helpful to others. Great website (Google keyword: Mortgage professor) that I hope will make it easy.
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