To refinance or not to...

Made the decision to go with a 5/1 ARM. Got a good rate with no points and no closing costs. I was reading Money magazine and most pundits who study the market say that this is the time to lock in a fixed rate. Interest rates they say are at a historic low and will only go up from here. So their advice is that if you know that you are going to be in the house long term, then this is the time to lock up a good rate on a 30yr fixed. But I don't know if I will be in this house past 5 years. I like the house, but the school district is below par. Had it been a good school district, I guess I would have gone in for a 30yr fixed. Another factor is that I don't know if I will be in this country 5 years from now. I may move back to India where all the tech action is. So for the moment I opted for a 5/1 ARM. Only time will tell if this was the right decision.